How to make 'transparent text effect' in photoshop?
Open the pineapple image.
Create a duplicate layer of the Background layer by pressing the 'Ctrl & J' buttons.
Select the 'Subject' option from the 'Select' menu.
'Ctrl & J' buttons should be pressed. A duplicate layer of the transparent background will be created.
Select the text tool and type the letters. Press 'Ctrl & T' to set the letters.
Create a duplicate layer of the letter.
Right click on duplicate letter layer and select 'Convert to Shape' option.
Select the 'Rectangle Shape' tool. In the 'Fill' section, 'No Fill' should be set and in the 'Stroke' section, white color and 4 point number should be set.
The first layer of the letter should be placed below the transparent background layer.
Select the layer of both letters & right click on it. Select the 'Link Layer' option from the list.